5 Things to do After a Car Accident
How to Prepare for Filing Your Car Insurance Claim
Every year, an estimated 6 million accidents occur on roadways in the U.S. No one wants to get into a wreck or deal with the nuisance of an accident’s aftermath.
If you do get into an accident, make sure that you take precautions to protect yourself. Do this by understanding what your legal and contractual obligations are in the situation.
Some people may decide to work out a settlement with the other party. This involves inherent risks that you should understand before pursuing this option. Make that sure that everybody is on the same page.
If at any time one party wants to involve their insurance company, the chances are likely that yours will get involved as well.Prepare for the worst-case scenario even if you’re hoping for the best. Here are three things to keep in mind:
1. Think Safety First
2. Get NEcessary Information
If you’re able to handle the situation, you should go into fact-finding mode. Collect the following information.
- Name, address, phone number of all drivers
- Name, address, phone number of all passengers or witnesses
- Driver’s license numbers and license-plate numbers
- Insurance companies of all drivers involved
- Registered owners of all cars
Year, model, make, etc. of all cars involved
3. Limit Your Statements
4. Start Your Documentation
In the case of an unoccupied vehicle, try to locate the owner. If you’re unsuccessful, leave a note with your name and number, but also notify police.